uob own banking
uob own banking
Blog Article
UOB Financial institution provides a range of particular banking products and services built to satisfy the financial requires of individuals. Under is an intensive overview to assist you realize The true secret elements and choices.
Sorts of Accounts
Personal savings Account: This account lets you get monetary savings while earning desire.
Characteristics: Easy access, desire earnings, nominal fees.
Gains: Risk-free place for your cash, possible expansion through fascination.
Present Account: Perfect for every day transactions and taking care of costs.
Options: Checkbook facility, overdraft protection.
Added benefits: Handy for normal payments and withdrawals.
Fixed Deposit Account: For the people seeking to gain greater curiosity fees more than a set period of time.
Features: Set expression deposits, bigger interest charges as compared to financial savings accounts.
Positive aspects: Protected investment alternative with predictable returns.
Loans
Particular Financial loans: Unsecured financial loans which might be useful for numerous reasons like training or property renovation.
Forms:
Installment Financial loans
Credit history Strains
Gains: Adaptable repayment conditions, aggressive desire fees.
Dwelling Financial loans: Personalized solutions for purchasing home or refinancing existing mortgages.
Styles:
Preset Rate Home Loan
Floating Level Household Financial loan
Added benefits: Diverse strategies to match person requirements, appealing rates.
Bank cards
UOB delivers a range of bank cards catering to unique life and paying routines:
Benefits Cards: Earn details on each and every buy that may be redeemed for gifts or vacation miles.
Cashback Cards: Get cash rebates on day-to-day shelling out like groceries and eating out.
Journey Cards: Exclusive Rewards like air miles accumulation and vacation insurance policy coverage.
Investment Services
For people considering escalating their wealth by investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for extended-expression progress targets.
Structured Deposits * Combines the characteristics of traditional deposits with expenditure products and solutions. * Probably better returns but with a few danger concerned.
Insurance plan Products and solutions
To protect oneself and Your loved ones from unexpected events:
Existence Insurance policies * Presents economical security in case of death or critical sickness. * May also serve as a financial savings Instrument with regards to the coverage picked.
Overall health uob personal banking Insurance policies * Addresses health-related expenditures which includes hospitalization charges. * Essential for mitigating higher Health care expenditures.
Electronic Banking Providers
Ease at your fingertips via electronic platforms:
Online Banking
Means that you can take care of your finances on line:
Watch account balances and transaction background
Transfer cash between accounts or pay out bills
Make an application for new products (loans/bank cards)
Cellular Banking
Banking on-the-go through cellular apps:
Fast balance checks
Cell payment solutions (QR code payments)
Notifications & alerts about account action
With these extensive choices, UOB aims to deliver customized banking options that cater particularly to unique demands even though ensuring convenience and protection in all transactions.